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Most consumers to stay cashless when rebate program ends: survey

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Cashless? Japan is in no way ‘cashless’. It is still very inconvenient to not use cash. You can use your SUICA or credit card and only at selected stores. Here in Australia I can use my debit card everywhere, even in a taxi or to but a couple of pies at the local bakery. And, it’s a simple ‘touch and go’ system. Japan really has a long way to go before it can consider itself as cashless society.

10 ( +11 / -1 )

Why would I put myself at risk by having my cashless payments compromised?

Why would I risk becoming dependent on easy money from a credit card?

Cash allows me total control over my life...

4 ( +10 / -6 )

Yes, got to say after my recent visit to beautiful Tokyo the only time my charge card was used was to pay my hotel and for my taxi rides. It seems most restaurants and stores wanted that cash. I'll be back again in late November but doubt there will be much of a change.

4 ( +4 / -0 )

The credit card commission of 3% has been loaded onto purchases that I have made.

With cash that won’t happen...

4 ( +6 / -2 )

so many people complain about credit card fees. This is the advantage of the direct debit system, which Japan lacks. There is no surcharge. Perhaps that is why Japan won’t use it. They can’t scam fees from people.

7 ( +7 / -0 )

I'm younger generation but I don't like nor prefer cashless. It is too troublesome to keep a balance ledger and many times the balances are not real time. Cash is always real time. In the beginning it was exciting because it was new and convenient in the form of carrying a simple card but that too becomes cumbersome as more cashless cards are filling my wallets, then when it went to phone it was more stressful with hackers and people stealing my phone augh too stressful. No I prefer cash so I went back and those headaches are gone, one simple adjustment of a comfortable wallet vs many cashless cards and keeping balances, was gone.

2 ( +5 / -3 )

Japan is in no way ‘cashless’. It is still very inconvenient to not use cash

i can’t speak for Japan as a whole, but cashless alternatives are definitely taking off in Tokyo. If I can’t use my credit card, I can almost always use QuickPay that it’s attached to. Very rare that I need to use cash compared to a few years ago..

0 ( +3 / -3 )

The government is hoping cashless transactions will account for 40 percent of the total in Japan by 2025.

One thing they can do is try to cut down on the discrimination foreigners experience when we try to get credit cards.. that would help cashless transactions along.

so many people complain about credit card fees. This is the advantage of the direct debit system, which Japan lacks. There is no surcharge. Perhaps that is why Japan won’t use it. They can’t scam fees from people.

I agree. Given the option of a credit vs debit card, I'll take the debit card every time.

9 ( +9 / -0 )

Over 86 percent of Japanese consumers 

WHO RESPONDED! I guarantee that over 86% of Japanese consumers are not cashless!

3 ( +6 / -3 )

I guarantee that over 86% of Japanese consumers are not cashless!

thats not what the article says... it says 86% plan to keep using cashless options.

1 ( +4 / -3 )

I learned today you can use ‘tap and go’ debit cards on city buses and ferries in Australia too. Lift your game ‘high-tech’ Japan.

2 ( +2 / -0 )

Over 86 percent of Japanese consumers plan to continue making cashless purchases even after the government's points-based rebate system concludes in June

I'm really wondering as just this morning upon this story I went to 4 main stations and asked 300 people, ages 15-65, composed of men and women 50-50, business, housewives, house husbands, school kids jr high to high school, university students, factory workers, and manufacturing workers to make the pool. The results 92 % against cashless in the future are far different than the above percentage in planning to make cashless purchases. The real sentiment is keep using cash is best and that cashless is a waste of time and too dangerous. So where and whom are the 86%?

4 ( +4 / -0 )

Most shops are more than happy to get cash because

1) no commissions (3 to 4 % is still a lot a the end of the month)

2) less revenue to declare and easier to fraud

3 ( +3 / -0 )

I stood at a Tokyu Food Store today and watched people paying. Almost 100% with cash.

People here are not so stupid that they cannot figure out that in June the game stops and they will be paying fees.

Plus today, so lady with a smart phone held up a line for so long that I raised my voice politely and asked the clerk if I could open my drink so that it would not get warm, and then pay for it when I finally reach the register. Answer was doozo. By the way, the clerk and old lady could not figure out the phone app. She ended up paying in cash.

2 ( +2 / -0 )

The only place I use cash now is the local dry cleaners (non-chain) and a couple of snacks. For the past couple of years you can use a card in nearly any business, including, finally, the beer vendor in the JR Green cars! (as of last autumn)

0 ( +1 / -1 )

Japan is implementing QR code payments, what a complete joke, 20 year old technology.... Paywave or nothing.

0 ( +0 / -0 )

@Magnus: Are you in Japan?

0 ( +0 / -0 )

"Over 86 percent of Japanese consumers plan to continue making cashless purchases even after the government's points-based rebate system concludes in June, a recent study by a Tokyo-based marketing research company showed." Completely incorrect and misleading, as 86% do not currently use cashless options, the sample size is too small to generalize, and only includes those who have experience with this method of payment. Another statistical fail.

0 ( +0 / -0 )

The credit card commission of 3% has been loaded onto purchases that I have made

so many people complain about credit card fees

What is this 'credit card commission'? What 'credit card fees'?

I've never had the price of my purchases increased because I paid by plastic, never paid any kind of surcharge. The credit card company has never charged me anything for using their card(s). In fact they give me points that can be turned into money; they pay me.

Maybe you need a new credit card?

I guarantee that over 86% of Japanese consumers are not cashless!

 it says 86% plan to keep using cashless options.

The article specifically says it was a survey of 1,060 cashless payment users. So it's 86% of people already using cashless, not 86% of the population.

My local Nokyo joined the 5% cash-back scheme, which is great cos now I get 5% back on almost all the veggies I don't/can't grow myself. Last time I was in there the lady on the till signed and asked if people would still want to use cashless after June, 'cos she was having a hard time getting the hang of putting credit cards through the machine (It's credit cards only, no tap-n-go cards, no smartphones) and would love to get back to 'real' money.

Invalid CSRF

0 ( +0 / -0 )

The credit card commission of 3% has been loaded onto purchases that I have made

so many people complain about credit card fees

I know back in my home country. Some companies that I pay for monthly bills do charge for using a credit card but not if it is direct from my bank account.

So maybe it is a credit card processing fee?

0 ( +0 / -0 )

The article specifically says it was a survey of 1,060 cashless payment users. So it's 86% of people already using cashless, not 86% of the population.

Therefor unrepresentative of the true sentiment. Seems a hidden agenda or push to get media into a buy-in press for its audience.

0 ( +0 / -0 )

Govt wants you all cashless to be sure they are getting their consumption tax off EVERY transaction. Cash is King and harder to track.

0 ( +0 / -0 )

To those using the Japanese "Cashless payments systems" in a long queue - please stop.... you are frustrating the rest of us. Just use a Credit Card or worst case the right amount of Cash, at present you are like the old Lady fumbling around in her purse for the exact change - which is really annoying to the rest of us waiting in line. Stop it, please!

0 ( +0 / -0 )

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