Scorching summer brings demand for heatstroke insurance in Japan

Best to stay in during the hottest part of the day and stick the old AC on, that’s what we do you see.

We haven’t been going out until about 5pm lately, well hot out there, lol

I was out yesterday and looking for a shade. While seating down and staying away from the sun at 13:00, saw this couple, two complete idiots, jogging and they looked like they were about to die.

The normal national insurance should make it. What does this extra insurance bring that is not already covered ?

It is more for those who do not have any additional private insurance.

 was out yesterday and looking for a shade. While seating down and staying away from the sun at 13:00, saw this couple, two complete idiots, jogging and they looked like they were about to die. 

I did over 100km of cycling, it was only 32 degrees where I was. I manage well up to 35 degrees, Get trained, know your body, and everything is fine

Best to stay in during the hottest part of the day and stick the old AC on, that’s what we do you see.

Yep. Crank up the a/c. Keep it on until September, and save money.

The normal national insurance should make it. What does this extra insurance bring that is not already covered ?

Exactly. They charge thousands for NHI but people still need other insurances to for peace of mind. Cancer, Hospital stay, Maternity...now stroke. More thousands to spend by people, good for insurance companies. What's next?

Recently the heat picked up in Kyushu too. It was more pleasant last week yet.

I think this is good for older people that cannot afford premium health insurances. 100¥/day I think is an acceptable price.

But people should wear way more comfortable clothes during the summer, especially women. They are still wearing dark colored pants, long sleves and blouses on top together with some kind oj jackets.

Be careful people..

This sounds like treating the damage rather than avoiding the problem.

I always find the willingness of Japanese private health insurance to pay fixed sums of money weird. "10000 yen a day for every day in hospital, 3000 for every outpatient visit" and not the actual cost of any treatment. The payments strike me as some kind of financial pat on the head, which may or may not cover the actual treatment.

I did over 100km of cycling, it was only 32 degrees where I was. I manage well up to 35 degrees, Get trained, know your body, and everything is fine

I did a 85km with 3x750ml of Electrolyte Drinks... It was not enough :-)

While seating down and staying away from the sun at 13:00, saw this couple, two complete idiots, jogging and they looked like they were about to die.

If you are doing a sport regularly, you know what you are capable. Maybe the idiot in the story is not the one you think.

No...the idiots are the ones jogging, training, cycling in the mid day heat.

"Know your body " means little when your body breaks down under heat stroke.

I've heard of runners whose entire leg muscle mass turned into a kind of jelly.

No Doctor would recommend endurance training in this heat.

That's the expert who really does "know your body "

 Sumitomo Life Insurance Co

At least some corporations are able to recognize climate seems to be happening and are reacting to the changes. When measures to deal with climate change become more common, hopefully we will see additional ideas that benefit the public in general while also allowing businesses to profit. Where are the entrepreneurs with new ideas to deal with climate change? Hopefully it's not too late.

I had heat stroke when a child and was disoriented (headache, dizziness, confusion). I stayed in the shade in a bed for a couple hours, and was fine.

Went running in the heat in Japan, never had a problem if you know your limits and chose well your paths.

Anyway, the reality is 99% of those who drop like flies are careless and/or old. What do you want to do for them in a country were you have so little shade and hardly no greenery in cities ?

A/C is not a solution, it is even the problem (accumulation of heat locally within cities).

I agree with the most comments on national insurance, it should be sufficient enough for health ramifications of heat exhaustion and its related trauma. Since the Sumitomo Life Insurance was mentioned in the article, maybe its referring to life insurance policy, whether term or life, with low daily premiums would be attractive for those who suffer more from the heat than others.

It is difficult to deny the scorching heat, but we all continue to stupidly deny that this scorching heat is a manifestation of a rapid warming up of our planet, due to a greenhouse process.

Best to leave Japan in the summer if you can.

How about doing something to reduce the insane heat island effect that plagues every city in Japan due to the massive amounts of asphalt and concrete combined with the complete lack of shade everywhere?

Hasn't felt like a "scorching summer" to me at all. Has barely broke 37 degrees on any number of days.

Sure. Humidity is annoying but it's hardly that hot.

If you have ever lived in a really hot place, this doesn't even touch the sides.

Interesting. Any "Hypothermia Insurance" in Japan?

"Scorching summer brings demand for heatstroke insurance in Japan."

That's genius.

The NHI already covers all of the heat stroke symptoms (headaches, dizziness, vomiting, rapid breathing, etc). There's no need to purchase a separate type of insurance for this unless you're so hot that you've forgotten. I guess it won't be long before they come up with diarrhea insurance, too.

No...the idiots are the ones jogging, training, cycling in the mid day heat.

Ok, ok, you must be a doctor or something and you know better that the athlete.

That must be why the Olympic was in Tokyo last time during, you know, summer!

Went running in the heat in Japan, never had a problem if you know your limits and chose well your paths.

One of the problems with the heat is that many patient's first symptom is disorientation and confusion, so it becomes much more difficult to recognize risk and act with measure when there is already some mental impairment.

If you have ever lived in a really hot place, this doesn't even touch the sides.

For people used to the temperatures of previous years this can be something extreme, it is not likely that those used to live in the tropics are the ones buying the insurance.

Interesting. Any "Hypothermia Insurance" in Japan?

Are there planned events where participants are now frequently reported with hypothermia? Climate change is felt predominantly in Japan with record high temperatures, so people justifiably worry that something that has been done in previous years now come with higher risks thanks to the increased heat.

The NHI already covers all of the heat stroke symptoms (headaches, dizziness, vomiting, rapid breathing, etc). 

But you still have to pay part of the treatment, which 10,000 yen would do just fine.

Just like climate change , heatstroke is being monetized-anything to suck money from people.

@Virusrex

You are totally right.

Then mental impairment, largely due to age in Japan, is the root cause, not the weather in fact. QED.

Still paying that much of 100 yens per day so 3000 yens per month, for something relating to health is annoying as regards to the tax level already existing.

It is a goose that lays the golden eggs for insurers, as anything can be insured and they never loose, stats wise.

Again, Japan never deals with rootcauses (aging population, tax raise, work environment with sublow temperature, gender gap, etc.). Insurance is not the solution.

Grow more trees in the city.

heatstroke is being monetized-anything to suck money from people.

First time hearing about insurance?

Then mental impairment, largely due to age in Japan, is the root cause, not the weather in fact.

Lack of reading comprehension is pretending people would pay 30 days when the own article clearly mentions one to 7 days, this may be because of mental impairment, but it also can be willful misrepresentation of the contents of the article to avoid recognizing being wrong.

Insurance is not the solution.

To insure being completely free of payment for a well known risk? yes it is. At least for those covered by the national insurance that would still need to pay a fraction of the treatment in an emergency.

Sure,

Any buzz word to make money.

Heatstroke insurance, Dehydration insurance, Overheating Insurance, Power outage insurance, Freezing Insurance, and ultimately overdosing insurance.

Insurance companies will try to sell you insurance on anything even when it doesn't exist.

Good for people.

heatstroke is not the same as heat exhaustion.

the terms are not interchangeable.

heat exhaustion will make you dizzy, have confusion and nausea. an iv and an hour or two rest, and the person recovers.

heatstroke is a life threatening condition where the body temperature is elevated and much more severe than heat exhaustion. an iv isn’t going to fix it. full body ice baths, much more interventional treatments, and you’ll likely be in the icu.

A/C is not a solution, it is even the problem (accumulation of heat locally within cities).

Speak for yourself.

Yep. Crank up the a/c. Keep it on until September, and save money.

Got mine, all the way to 24 degrees, cool and blowing with enough booze to keep me cool and happy.

Justice would have the major corporations that add to the heat and negative climate change make the payments. Insurance companies gouge people at a higher rate than a mafia loan costs. The working class, the middle class and the working poor end up paying for it all. The corporations and multi-billionaires should at least pay individuals for their suffering. In a country where working hard a getting rich is the American dream, such rich corporations and people should be happy to help. That's because the country here helped them become rich. How about throwing in for gratitude of the country.

That's never ever going to happen, of course. Let the construction workers pay and then die in the heat. Not the American way, but the American reality.

heatstroke is not the same as heat exhaustion.

A previous article mentioned that in Japanese most people just refer to problems of various degrees as 熱中症 which would be heatstroke but it would probably be better translated (because of the way it is used) as heatstroke/heat exhaustion.

A previous article mentioned that in Japanese most people just refer to problems of various degrees as 熱中症 which would be heatstroke but it would probably be better translated (because of the way it is used) as heatstroke/heat exhaustion.

No, this is not the case.

No, this is not the case.

Any reference to prove this claim? because that is precisely how it is described in Japanese

https://www.omori-med.or.jp/files/pdf/netsu.pdf

So it is completely the case

Any reference to prove this claim? because that is precisely how it is described in Japanese

No, that's not relevant here.

No, that's not relevant here.

Of course it is, the reference proves your claim that the japanese term do not include both shock and exhaustion is mistaken since it does, I know it may be difficult to recognize when making a mistake, but the reference is crystal clear, why persist in something so easily disproved? Are you just trying to contradict a useful clarification for no reason?

the article is in english, and the terms are not the same in english. good translations require fluency in the target language.

the article is in english, and the terms are not the same in english. good translations require fluency in the target language.

Therefore the suggestion of translating it as both terms, since that is how it is used in Japanese. It is like "青" that can be translated as blue or green depending on how it is used.