Rakuten Card brings Apple Pay to customers in Japan


Rakuten Card Co Ltd on Tuesday started bringing to its customers Apple Pay, an easy, fast and secure way to make mobile payments that is private and convenient with iPhone 7, iPhone 7 Plus and Apple Watch Series 2, including in transit, stores, apps and on the web.

Since its launch in July 2005, Rakuten Card has rapidly gained popularity with key initiatives such as “No annual fees,” “High loyalty point rewards” and “Loyalty points for use on all Rakuten’s diverse services.” The 2015 Japanese Customer Satisfaction Index (JCSI) ranked Rakuten Card as No. 1 for customer satisfaction in the credit card category for the seventh year running.

Apple Pay is easy to set up and users will continue to receive rewards and benefits offered by their cards. Rakuten Card cardholders using their cards with Apple Pay will continue to enjoy the reward of one Rakuten Super Point for every 100 yen spent. To begin using Apple Pay, customers should update to the latest software for iOS, watchOS and macOS, available as free updates.

To use Apple Pay in stores, tell the cashier you would like to pay with QUICPay, then simply place your iPhone 7 or iPhone 7 Plus near the contactless reader, and with the touch of a finger on Touch ID, the payment is complete. When paying with your Apple Watch Series 2, double-click the side button before holding it near the reader.

For Rakuten Card cardholders with the Mastercard and JCB brands, online shopping in apps and on websites accepting Apple Pay is as simple as the touch of a finger on Touch ID, so there’s no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information. They can also use Suica with their iPhone 7, iPhone 7 Plus and Apple Watch Series 2, and use their Rakuten Card with the Mastercard and JCB brands to recharge their Suica balance or purchase railway tickets with Apple Pay. When paying for goods and services on the go in apps or Safari, Apple Pay works with iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later. You can also use Apple Pay in Safari on any Mac introduced in or after 2012 with macOS Sierra and confirm the payment with iPhone 6 or later or Apple Watch.

Security and privacy is at the core of Apple Pay. If your iPhone, iPad or Apple Watch is ever lost, you can use Find My iPhone to put your device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely. You can also stop the ability to make payments with Apple Pay on

When you use a credit card with Apple Pay, the actual card numbers are not stored on the device, nor on Apple servers. Instead, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element on your device. When you use Apple Pay, your credit card number will not be shared with the merchant.

Rakuten Card will continue to work to introduce innovative and reliable new payment services that add to the range of convenient services offered to our cardholders.

For more information on Apple Pay, visit:

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Rakuten Card Co Ltd on Tuesday started bringing to its customers Apple Pay.. UNLESS YOU ARE A FOREIGNER living in Japan, I've tried unsuccessfully to get this my first credit card and others in Japan Just for convenience, daily life and any emergency situations , only to be declined within an hour.. Don't know why cos here in Japan they are backed by the law and don't have to disclose why you were declined, but with in an hour?/ I have a stable Job for the past 10 years, Stable Household, A Japanese spouse etc, etc.... compared to my spouse who got this on the spot, even at the time she was unemployed, and not much in her bank account.. Hmm.. is it me being non-Japanese.. ??

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@dokidoki2050 - No, it's not. I have 5 cards and got my first one after about 4 years in Japan. Got it the first time. Wasn't married. I wish I had a formula to give you. Try again?

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Rakuten turned me down, too. Funny thing is, I order from them all the time and they keep sending me emails inviting me to apply for a credit card. I don't get it. I can only conclude that I'm continually rejected on the basis of me being a foreigner. I do have a steady job and income so I really don't see the reason why I keep getting rejected. Extremely annoying.

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Its the lack of credit history + your age thats the issue. Most Japanese would get some sort of credit history by the time they are 25. Phones bought on payment plans, loans, or even other cards. At that age it isnt really important what your income or employment status is. But if you get to 30 and do not have any credit history it starts looking dodgy to the credit card companies. Hence foreigners who are often in their 30s wondering why they get rejected so quickly.

Having said that, i got my first card (Rakuten) after 3 years here; no credit history (went to the credit agency and had them check since i had been rejected from so many other cards). What i did do though is wait at least 6 months since my last application since they can see how much you are applying for cards.

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i got mine after 3 unsuccessful attempts (for the span of 5 years)... try again next year i guess

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I had a Rakuten Visa card. My recommendation is not to use them. Unless you agree with your cardholder sitting on card refunds for 40 days. And all the huha about Rakuten being international and its employees having to speak English, there is no English language support. And in the short time I used them there were at least 2 hacks on my card.

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I've tried unsuccessfully to get this my first credit card and others in Japan Just for convenience, daily life and any emergency situations , only to be declined within an hour.

Do you have Permanent Residence?

I applied for the Rakuten Card and was approved and received my card in just under five days.

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Do you have Permanent Residence?

I think this helps, but it's not a requirement. I got my first credit card years before I got PR.

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It depends how long you've been at your job (min 1 year), what kind of job you have/what kind of company it is, how much you earn annually, how long you've been living at your current residence (not always) and your visa. I just got my work visa in May after a working holiday, applied for a Rakuten Card in August, then got it in September.

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I say China should up the heroes of '64 massacre' statue in Peking.

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