akasaka comments

Post office and Shiensei - you need to check spread (margin) on top. They ususally charge small commison but hide "hiden fees" within the rate. you should always check rate from xe.com/reuters and compare how much they are including within the rates.

I think what most people don't reliase and what these guys are trying to address today are:

1) Most bank end of charging recepient /medium bank fee 2) Most bank /remmitence brokers hide commision withn own FX rate. (i.e. TTS rate) - sometimes they say "commsion free" 3) TransferWise only charges 1% + real market rate. - which isn't bad deal at all

It's important to compare with "provided rate" vs "market rate (i.e Reuters/Google) and how much commsion + meidum bank, recepient bank fee.