french comments

Posted in: Try to get a credit card in Japan See in context

I bet most of the complainers about being rejected were trying to apply for a CC in English. Fat chance. Speak Japanese and your chances go up drastically.

→Dear weatherip, sorry but as I am in Japan, I spoke in japanese. I speak english only with foreigners. My 8 requests was filled all in Japanese and in most of them, I gave my driving licence as reference. 時々外国人も日本語で話せる。 宜しくお願いします。

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Posted in: Try to get a credit card in Japan See in context

I know people who have less than 7 million income/year and who have credit card. I also tried at mitubishi ufj which is the bank of my company and same reject.

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Posted in: Try to get a credit card in Japan See in context

hahahaha, nice to see that I am not alone. I live in Japan for 4 years, I have a good job, I am always at the same bank, I never had a negative figure on my account, I always paid tax and I have a valid working VISA. Last year and this year I applyed 8 times to have a credit card and 8 times I was rejected. As I am curious I tryed to know the reasons of the reject. Then, when I was rejected by my bank (SHINSEI BANK) where I have my account since I came in Japan, I called them. First they told me that they are not responsible for the credit card. This service is done by an other company. Thus I cold them. The people that I had on line, first told me that it was not possible to tell me the reasons due to the privacy of information. Nice!!!!! if I am not concern about the privacy of my own case, then who is concerned? I asked to my bucho to take the conversation with the operator. After speaking a little together, the operator told to my boss that because I made a mistake on the formular, the computer rejected my application. This was very strange because I filled the formular at the Shinsei bank (Shinjuku office) and I did it with an employee of the SHINSEI bank who checked all what we wrote at the end (then the probability to have made a mistake was close to zero). We said this to the operator and I proposed to fill again a formular at shinsei bank. The operator told us that it was not possible because when the computer rejected one time a custommer, it was not possible to apply again. Nice to see that at the 21 century, computer are so stupid. I think that they are using IBM computer. Maybe if they used Toshiba computer, for instance, it would be possible to make a new input (^_-). By the way, the meaning of the reject was obvious. Last time I tried to apply for a credit card, I had more than 10.000.000 jpy on my account. I though that with such amount there would have no problem. I was too naive. Again rejected.... (T_T) Sometimes at the restaurant, I see customers who are paying the bill. Some of them have 3 or 4 credit cards in their purse. I awonder what are the conditions to be able to have a credit card in Japan. If someone has an idea of the answer, don t hesitate to teach me this mysterious secret.

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