Tend to agree with what @daito_hak has written but would add the following - NFC/the technology per se is here nor there. The trick that Apple pulled of to broaden the appeal of this payments feature was signing up all of the major credit card issuers, having access to the underlying payments network. This broadens the user appeal (I can still add to my air miles/reward points, insurance etc) to use this Apple payments feature. For Apple this will contribute to the Apple coffers since they again will take a cut/commission of the payment. The question is is why did the credit cards vendors allow this and what happens next. Think CD/DVD, iTunes.
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